The Future of Payments
Driven by AI.
Qurate is the first autonomous Web3 Payment Agent. Scan a regular QR, and our AI calculates the best multichain route for you in milliseconds.
Agent Architecture
Why Qurate Changes the Game?
Smart Routing Matrix
The agent doesn't pick at random. It calculates variables like real-time gas fees, liquidity depth, and block speed from 5 different L2 networks in milliseconds.
Comparative AI Reasoning
We reject the 'Black Box' AI model. Gemini 1.5 Flash explains directly why a route was chosen and why other routes were eliminated.
Zero-Failure Fallback
If the primary route fails due to sudden gas spikes, Qurate automatically switches to the backup candidate. You never have to restart a transaction.
Simulation Flow
AI Process Behind the Scenes
See how the AI dissects your wallet, compares routes, and executes smart contracts.
Multichain Asset Identification
Once connected, the AI pulls live balances via Alchemy API to discover your assets without needing to manually switch networks in MetaMask.
Dynamic Route Evaluation
Executes Composite Scoring (Fees + Speed + Bonus + Liquidity). Generates a winning candidate along with fallback alternatives.
Transparency. Execution. Done.
Before you hit 'Pay', Gemini 1.5 Flash logically explains the route comparison. After confirmation, the Smart Contract handles settlement to the shop instantly.
Real World Scenario
How Does It Work In Practice?
We designed a seamless checkout experience without the friction of technical interactions. Both buyers and sellers can transact instantly just like a digital wallet.
On the Merchant Side
Shop Owner
- 1
Single-Time Static QR
Merchants only need to print a static QR sticker once. Zero maintenance required.
- 2
Instant Crypto Settlement
Funds are converted to stablecoins and sent directly to their wallet. No held funds, no manual withdrawals.
On the Customer Side
User (Buyer)
- 1
Scan & Enter Amount (IDR)
Customer scans the QR via Web Browser or Wallet, then enters the bill amount in Rupiah (e.g., Rp 50,000).
- 2
1-Click AI Approval
AI takes over; scanning the wallet, choosing appropriate tokens, finding the cheapest network, and calculating exchange rates. Customer just hits approve.
Full Capabilities
Seamless Payment Ecosystem
Real-Time Gas Indexing
Pulls Gwei data live from Alchemy RPC so every AI comparison is precise down to the smallest fraction of a cent.
Variable Static QR
Merchants don't need to print dynamic QRs continuously. One static QR is enough—let customers input the IDR amount and let the AI handle the conversion.
Smart Fallback System
Anti-failure transactions. If the primary chain experiences downtime, the Agent immediately switches to the second option in the Decision Matrix.
Gemini Flash 1.5 Transparency
We reject Black-Box AI. AI breaks down alternative routes and real reasons why one asset was chosen over another in a natural, conversational way.
FAQ
Questions about Qurate Updated
Do I need to understand blockchain terms like Matic, Arbitrum, or Gwei?
Not at all. The Qurate experience mimics digital payment apps (like PayPal or Venmo). All the complexity of tokens and gas is handled by the AI with one simple confirmation.
Which assets and networks are scanned live?
The AI real-time scans balances of USDC, USDT, WETH, and other tokens from 5 popular Layer-2s: Base, Arbitrum, Polygon PoS, Binance Smart Chain, plus Ethereum Mainnet.
How is the settlement secured for the Merchant?
Merchants do not deposit funds with Qurate. We use the 'PayAIRouter' decentralized smart contract on Base. Funds are forwarded directly to the merchant's wallet via Atomic Execution.